PROPERTY
Covers loss or material damages of insured property caused by fire and/or lightening, explosion, earthquake, earth tremor and/or volcanic eruption, riot and strike, malicious act or vandalism, water damage, collapse and extended coverage. It also covers damages caused by the measures used to avoid the propagation of a causality and damages and losses caused by fire after an explosion of gas commonly used for domestic purposes.

ROBBERY
Covers robbery and/or assault, including damages caused by the intent to rob, losses, and the deterioration or destruction of insured objects when the damage has been caused by the following:
Robbery accompanied by violence: Illegally taking possession of insured property by using force or violent measures in such a manner that clear evidence remains in the places of entry and exit.
Robbery accompanied by threats: A person or persons are threatened or intimidated in order to commit the robbery.
Theft: Unexplained disappearance.

THIRD PARTY LIABILITY / CASUALTY
Covers damages to third parties when the insured party is legally responsible for damages to property and persons. The obligation is to indemnify the loss or the responsibility acquired because of the damage inflicted on a natural person or legal entity.

PERSONAL ACCIDENTS
Covers the insured in case of death and total permanent disability and covers medical expenses incurred because of injury due to an accident suffered while working, as well as while carrying out normal activities away from work.

PRIVATE FIDELITY
Covers proved economic loss due to any fraudulent act of one or more persons against the insured party.